💰 Take Control of Your Money—One Step at a Time
This is the plan that’s helped millions ditch debt, stop living paycheck to paycheck, and build a secure future. The 7 Baby Steps are simple, proven, and powerful.
Here’s how it works:
👶 Baby Step 1.
Save $1,000 for your starter emergency fund.
❄️ Baby Step 2.
Pay off all debt (except your house) using the Debt Snowball method.
🚨 Baby Step 3.
Save 3–6 months of expenses in your fully funded emergency fund.
📈 Baby Step 4.
Invest 15% of your household income into retirement.
🎓 Baby Step 5.
Save for your kids’ college fund.
🏡 Baby Step 6.
Pay off your home early.
❤️ Baby Step 7.
Build wealth and give generously.
You don’t have to stay stuck! Take the steps one at a time, and you’ll change your future for good.