What is a Zero-Based Budget?

You’ll often hear us say, “Give every dollar a name.” That principle comes to life through a zero-based budget.

The goal is simple:
Income − Expenses = $0

That means every dollar has a job—whether it's going toward bills, savings, debt, or your next big goal.

🧮 Example:
If you have $500 left after covering your monthly expenses, you’re not done yet!
Assign that $500 to a purpose, like paying off debt or saving for the future.

This way, you’re in control of your money, not the other way around.

📘 Want more help?
Check out our full guide: How to Create a Zero-Based Budget