🛟 Emergency Fund: Your Rainy-Day Lifeline
An emergency fund is exactly what it sounds like—a financial safety net for life’s unexpected moments. It’s not for vacations, impulse buys or “treat yourself” splurges. It’s for real emergencies—job loss, medical bills, busted transmissions, etc.
đź’¸ Baby Step 1: Starter Emergency Fund
Your first goal? Save $1,000—fast.
We call this your “oh no!” money. How to save it? Sell something. Pick up extra work. Pause the extras. Do whatever it takes to hit that goal. It’s your first line of defense—and your peace of mind.
🏦 Baby Step 3: Fully Funded Emergency Fund
Once you’re debt-free, it’s time to level up. Save 3–6 months of expenses in a savings or money market account. Why? Because life happens, and you want to be ready, not panicked.
đźš« Important Reminder
This isn’t an investment. It’s not a backup vacation fund. It’s your safety net. Keep it liquid, keep it sacred, and let it give you the freedom to handle life’s curveballs with confidence.
👉 Want more help? The Emergency Fund.