Nope. Don’t do it. Your spouse doesn’t care what Dave thinks—they care about what you think and why you believe having a plan is so important. Budgeting and handling money as a team isn’t about convincing your spouse that Dave is right; it’s about connecting with them on why this matters to your family.
Instead of quoting Dave, focus on sharing your heart. Why do you want to stick to a plan? How will it help your family? Be honest, and listen to your spouse’s concerns too. That’s how you’ll move forward together.
If you need extra support, join our official Ramsey Baby Steps Community on Facebook to connect with others on the same journey. And if the money talk is causing tension in your marriage, don’t wait—reach out to a marriage counselor or your local clergy/pastor. Your marriage is worth it.