Why We Don't Accept Credit Cards
Ramsey Solutions does not accept credit cards for purchases. This aligns with the money principles Ramsey Solutions teaches.
Debit cards are accepted because debit spending uses cash you already have. Dave Ramsey recommends using a debit card for everyday purchases. This includes car rentals, hotel reservations, and online purchases.
A Note on Debit Card Processing
Visa and Mastercard systems do not always distinguish between debit and credit transactions.
Ramsey Solutions trusts customers to use a debit card when purchasing.